HarborWise Is Here Who We Are
At Haborwise Financial, our vision is clear: to serve as your trusted financial partner, offering the strategic, knowledgeable, and trustworthy expertise needed to align your financial goals with your values. Your financial future is our utmost priority, and with us, it’s in capable and reliable hands.
About Us
Ryan L. Bodin
Ryan has been a financial advisor for over two decades, offering his expertise as a reliable guide through the challenges of the financial landscape. He is passionately dedicated to helping you plan for life’s pivotal moments, crafting personalized financial strategies and maintaining an open channel for regular performance reviews, goal reaffirmation, and necessary adjustments to adapt to evolving economic and lifestyle dynamics.
His credentials as a Certified Financial Planner (CFP®), and Accredited Asset Management Specialist (AAMS®) speak volumes. This prestigious combination signifies a commitment to excellence, backed by demanding educational programs, rigorous examinations, and extensive experience. Ryan upholds a stringent code of ethics and continuously expands his knowledge to stay abreast of the latest planning strategies and financial trends while honoring his fiduciary responsibilities. He is also a Certified Kingdom Advisor (CKA®), blending faith and finance to align your investment values.
Working with HarborWise allows Ryan to customize his client relationships, ensuring that you receive the tailored financial guidance you need. You can count on him for strategic, knowledgeable, and understanding financial guidance that stands the test of time. Your financial future is in trustworthy hands.
This award was issued on 11/01/2025 by Five Star Professional (FSP) for the time period 03/13/2025 through 10/01/2025. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 5789 Twin Cities-area wealth managers were considered for the award; 517 (9 % of candidates) were named 2026 Five Star Wealth Managers.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.
Services
● Comprehensive financial guidance
● Wealth conservation
● Wealth management
● Income for life
● Business planning
● Estate planning
● Retirement planning
● Retirement management
● IRA rollovers & transfers
● Fixed and variable annuities
● Life insurance
● Long-term care insurance
● Tax-advantaged investment
● Charitable giving tax strategies
As a proud graduate of the University of St. Thomas, Ryan’s educational journey in Marketing and Business Administration, with a minor in French and International Finance and Economics, adds an extra layer of expertise to his financial prowess.
Beyond finances and away from the office, Ryan enjoys skiing, auto racing, hockey, fishing, reading, and cherishing the fellowship of his church.
Elizabeth A. Bowers
Private Wealth Office Manager
Elizabeth A. Bowers is a seasoned professional with over 30 years of experience in sales, marketing, property management, and administration. She currently serves as a Wealth Management Office Manager, where she supports the day-to-day operations of a private financial advisor, manages client onboarding and compliance, and leads social media and marketing initiatives.
Throughout her career, Elizabeth has demonstrated a remarkable ability to grow brands, drive revenue, and streamline operations. From doubling national sales as National Sales Manager at Gordini USA to playing a pivotal role in the syndication of over $12 million in multifamily real estate at Twin Cities Real Estate, her strategic mindset and relationship-building skills have consistently delivered results.
Elizabeth is highly proficient in CRM systems, Microsoft Office, and social media platforms, including LinkedIn, Instagram, Facebook, and X. She excels at project and team management, sales forecasting, and marketing communications. Her career spans diverse industries—including fashion, automotive, construction, and financial services—highlighting her adaptability and business acumen.
Known for her energy, creativity, and dedication, Elizabeth thrives in dynamic environments and continues to seek out opportunities that challenge her and allow her to make a meaningful impact.
John Femoyer
John brings over eight years of financial industry experience, including leadership roles in transitions and advisor support. He now leads the VCAP team, providing white-glove administrative service to advisors and clients. John holds an Executive M.B.A., the SIE, Series 7, and is currently pursuing the Series 66.
Jordan Luna
With over a decade of experience in financial services, Jordan brings a strong foundation in banking, management, and accounting. His background includes roles at CPA firms and financial institutions, providing a well-rounded perspective in client support and financial advising. Jordan holds the SIE 7 and 66. He is passionate about the world of finance and thrives in dynamic, growth-oriented organizations
The individual referenced in this bio is employed by Vanderbilt Financial Group and is not an employee of the Advisor(s) featured on this website. Their role is part of a support service provided by Vanderbilt and should not be construed as a direct employee or representative ofn the advisor’s practice. For more information, please visit www.vanderbiltfinancialgroup.com.
Start Planning Your Future Today
We will pinpoint the exact amount of risk needed for you to help achieve your goals and remain confident in our services. After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline for achieving your returns.
Through analytical research we identify the asset classes that will appropriately enhance our investment portfolios.
We carefully consider a series-preferred investment product, including cost of management, performance and risk analysis. Once narrowed down to the appropriate product, we test your portfolio against a series of potential scenarios: recession, inflation and deflation. We look at strategic alternative Investments utilizing the 1031 exchange to further enhance performance while simultaneously lowering overall risk.
As these objectives change, we’ll strategically adjust our approach according to the current state of the market, so you continue to generate returns.